You may complete a duplicate of one’s current ITR you to definitely have an excellent BIR stamp. I believe because of it you to definitely, you will need to visit your RDO to find stamped.
While you are good freelancer or an entrepreneur, you could fill out a duplicate of the audited ITR and BIR stamp. loans Lacoochee FL We didn’t try out this that since I was not the person who taken out the borrowed funds and i don’t donate to end up being co-debtor, but In my opinion this would imply delivering your latest ITR, and only to be on the fresh secure front side, your accounting guides, on RDO.
If you find yourself working, you’ll be able to choose fill out the authoritative a month pay sneak old at least 90 days ahead of date of application. Jay made a decision to fill in about three to seal the offer, haha! The guy plus filed his COE plus them.
That is toward first rung on the ladder. Pag-IBIG will evaluate your own articles to check on the qualification to apply to own property mortgage.
Once you have submitted such files online, you will located a contact prompting one pay money for this new control commission. We paid off Php 1,000. Make sure that you print-out a duplicate of your confirmation of commission. You’ll have to render that it to Pag-IBIG , in addition to the other requirements, after you’ve already been enjoy to consult with their place of work courtesy email address or a visit.
Here you will find the data files that you should bring to Pag-IBIG once you have come expected add your posts actually:
1. Most of the brand new copies of the data your recorded about first techniques, apart from this new selfie. You ought to also have your own ID photocopied.
2. A copy of one’s Unique Energy out-of Lawyer towards broker. (If for example the holder isnt from the Philippines)
The price of notarization depends upon this new arranged selling price of the house stipulated in your package to market.
They’ll and additionally ask to take your images along with your valid ID again. This time around, it will be their workers that will make take to.
Appraisal stage
Because desk manager appears more than your write-ups and you may sees zero inaccuracies, you might be requested to fund appraisal payment. I paid down Php dos,000.
We had been told to wait to have a call from one regarding their staff regarding the schedule of the home assessment. What goes on through the home appraisal is that they will be sending agents in order to always check our house to see if they match their fundamental and you may criteria.
They named three days ahead of it went to. The fresh appraisers were from the place from the 8AM. They went inside the, featured the newest measurements and you may didn’t very talk to all of us this much. They simply ran around to inspect per place inside your home.
Following which had been it. We were informed to wait because of their email whether or not our loan could have been recognized or not approved; not, they already cautioned united states that the domestic we were trying to pick is actually lacking step 1 meter wide to their conditions.
Financing Rejected
We gotten a contact of Pag-IBIG officially proclaiming that the newest size of our house failed to see the criteria, which was you to. Which was the conclusion the feel……for now.
I sensed turning in a page off reconsideration, however the email address obviously reported that we had to deal with the latest point and you may agree to making the expected alter, which i couldn’t. So we had to undertake all of our fate and you can progress.
Oh really, no less than i have gathered an existence experience that we is also use in the long term in order to train our kids if it is their check out buy their residence. We had been, naturally, upset, but we’ll keep our very own hopes up to i eventually find the lay we can name household.
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